Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. It aims to improve the banking industry to be more accountable and accessible to consumers. Affirm lets shoppers pay for purchases across multiple months with transparent, fairly-priced fees built into every payment, and increases conversion and basket size for e-tailers at less than the cost of credit cards. Its mission is to deliver honest banking services that help people lead richer lives.