Good morning & happy Friday! We're ending another packed week in the financial technology space, diving into two of the most interesting FinTech M&As in the last 12 months ' So today, all eyes are on Capital One buying Brex in what is the biggest bank-FinTech deal in history (who wins the most here, why it matters & what to expect next + bonus deep dives into Brex, its biggest competitor Ramp that's now fully AI-native, and the list of priceless M&A resources inside), and finance giant PayPal, which is now betting big that AI agents need a middlement (breaking down their acquisition of Israeli AI startup Cymbio, how it brilliantly fits into PayPal's Agentic Commerce strategy, what's next + bonus deep dives into PayPal's AI plays, the ultimate AI Agent stack, and the top 10 AI startups to watch in 2026 inside). So let's jump straight into the paradigm-defining stuff '' The BIG News '' FinTech giant Brex, the company that built its brand on 'startups deserve better than banks,' just...
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