Good morning & happy Friday! Another amazing fintech week is about to end, and we're finishing it off with a cherry on the cake ' Today, all eyes are on two category-defining companies - we're looking into Robinhood to see why it's still being underestimated by Wall St. (deep dive into their Q4 & full year 2025 financials, what stands out, and why I'm still really bullish), and Shopify, which is the commerce OS that prints cash while building the rails for AI-driven shopping of the future (breaking down their latest most important financial facts & figures, understanding what they mean, and why Shopify should continue growing + deep dive into their UCP co-developed with Google & a competing protocol from Stripe & OpenAI). So let's jump straight into the underrated stuff '' Earnings time ' Robinhood's HOOD 0.00%' stock is down more than 37% year-to-date, over 50% off its October 2025 high of $152. A Q4 revenue miss ($1.28 billion versus the $1.34 billion consensus), a 38% YoY drop in...
learn more
