Good morning & happy Thursday! Today's issue is a special one as we're going to dive into Revolut, which finally got its full UK banking licence (why the licence itself isn't news, what it really reveals & what's next for the $75B FinTech behemoth + bonus reads on Revolut & how it's leveraging AI internally), corporate spend leader Ramp, which just gave AI Agents their own credit cards (why it's a big news, how it perfectly ties into the agentic stack Ramp has been quitely building for months & what's next in Agentic Payments/Finance + bonus deep dive into the brilliant rivarly of Brex vs. Ramp), and Elon Musk's X Money that's finally launching to public next month (why banking isn't the real product here, what Elon's master plan really is & what to whatch next + bonus deep dive into Muskonomy, the closed-loop economy no bank can touch). Let's jump straight into the fascinating stuff ''
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