Posted by Alumni from Substack
November 14, 2025
Good morning & happy Friday! Today, all eyes are on OpenAI and its Master Plan to turn AI chatbot into the ultimate Everything App (how quietly launched group chats fit in perfectly here & what to expect next + bonus dives into OpenAI, Agentic Commerce & the ultimate LLM toolkit for AI innovation), and JPMorgan which just bridged Wall Street and blockchain with JPMD token launch on Base (what it's all about, why it matters & what it means for the future of FinTech + bonus deep dives into Coinbase & JPMorgan, and their latest financials). Let's just jump straight into the interesting stuff '' The BIG news '' $500 billion AI giant OpenAI just quietly launched group chats. At the core, this functionality within ChatGPT represents far more than just a collaborative feature - it marks a strategic inflection point in the company's pursuit of becoming the Western world's first true Everything App. learn more