Good morning & happy Tuesday! Today, all eyes are on Nubank, and why LatAm's digital banking giant is just getting started (deep dive into their Q4 & full 2025 year financials, breaking down the most important facts and figures, understanding what they mean & what's next for NU 0.00%'), and Meta, which is getting back to the stablecoin game again (what it's all about & why it matters + bonus deep dive into Stripe, which might be Meta's launch partner for stables, & the ultimate list of stablecoin resournces inside). So let's jump straight into the interesting stuff '' Earnings time ' NubankNU 0.00%', the world's largest digital banking platform outside of Asia, just posted its latest FY2025 financials, which confirmed what the market has been pricing in already: Nubank is a rare compounder that pairs hypergrowth with elite profitability. Its structural cost advantage - $0.80 monthly cost-to-serve versus $5-12 at incumbent Brazilian banks - is the engine that lets it profitably...
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