Venture funding into fintech startups climbed nearly 23% year over year in H1 2026, even as deal count fell more than 25%, Crunchbase data shows, a sign that investors are writing fewer, but much larger checks into the sector as they focus on areas such as wealth management, financial infrastructure and enterprise automation. All told, fintech startups raised $28.6 billion globally in the first half of 2026, a 22.7% increase from the first half of 2025, but down 17.3% compared to the $34.6 billion raised in the second half of last year. (It's important to note that H2 2025 marked the strongest six-month funding period for fintech startups since the second half of 2022.) Fintech funding in the first half of 2026 also topped the sector's investment totals in 2020 and the pre-pandemic year of 2019, though they remain lower than the peak funding year of 2021 as well as 2018. Historically, the United States has led the globe when it comes to fintech funding, and the first half of this...
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