Posted by Alumni from Substack
May 20, 2026
Good morning & happy Tuesday! Today we're diving deep into OpenAI, whose new personal finance features inside ChatGPT is a bid to kill the FinTech app economy (what it's all about, which fintechs should worry the most, how it connects to OpenAI's Super App Play & what's next + bonus deep dives into Anthropic & how it's becoming Wall Street's OS, their SME OS play, and what AI startup founders should build in 2026), and fintech giant Revolut that's actively rebuilding its revenue mix before the IPO (two interesting moves from Europe's most valuable startup, what they tell us & what's next + bonus deep dives into Revolut's latest 2025 financials & foundational AI model PRAGMA inside). Let's jump straight into the incredible stuff '' OpenAI just connected ChatGPT to 12,000 banks and brokerages. Chase, Fidelity, Schwab, Robinhood HOOD 0.00%', AmEx AXP 0.00%' - all feeding real transaction data into a conversational AI layer powered by GPT-5.5. For the hundreds of millions of users... learn more