Good morning & happy Wednesday! Today's issue is super hot as we're looking into Affirm that's about to become a bank (what's the real strategy here & how it stacks againts the competition + bonus deep dives into the latest financials of Affirm, Klarna & PayPal Bank), Yahoo, which is now trying to replace ChatGPT (why their AI Scout is smarter than it looks, what's the bigger play at stake here + bonus deep dive into Agentic Singularity inside), and Mesh that just became the latest stablecoin unicorn (what their $1B valuation truly tells us & what it means for the future of FinTech + bonus list of the ultimate stables resources inside). Let's jump straight into the finnovative stuff '' The news '' The Buy Now, Pay Later leader just told you exactly how it plans to compete with Klarna KLAR 0.00%'. BNPL pioneer Affirm AFRM 0.00%' recently filed for a Nevada industrial loan company charter, joining PayPal PYPL 0.00%' (Utah, December 2025) in the fintech sprint toward deposit funding....
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